Jerome P. Newkirk

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Jerome P. Newkirk

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18AUG

High Mortgage Rates in 2025: Buy Now or Wait?

Mortgage rates in the U.S. remain persistently high, with 30-year fixed loans hovering around 6.7% as of July 2025. While home prices continue to rise modestly and sales volumes dip, buyers and sellers alike face new challenges. Should you buy now, or wait for potential relief? This article explores strategies and expectations in today’s market.

11AUG

34% seller surplus signals new buyer advantage

The U.S. housing market is showing signs of a shift toward buyers, with the number of sellers now outpacing buyers by a record 34%. This imbalance is creating more opportunities for homebuyers, especially in the condo sector and in cities like Miami, where rising inventory and longer listing times are shifting negotiating power.

04AUG

58 Days on Market: How to Price and Negotiate Now

Active listings topped 1.1 million in July—up 24.8% year over year—while the typical home spent 58 days on market. Inventory has risen for 21 straight months, with the South and West cooling faster than the Northeast and Midwest. Here’s how buyers and sellers can adjust pricing, negotiations, and timelines to today’s shifting conditions.

Waterford, Saratoga County

Waterford is a city in Saratoga County, New York. The city is located at 42°47’33”N and 73°40’52”W. According to the United States Census Bureau, the city’s population was 1,966. According to the last census, the median income for a household in the city was 50,213. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Waterford statistics.

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Waterford, Saratoga County@Cohoes, Albany County@Albany, Albany County
/buildings_waterford_idChIJHZvXm0EQ3okRKlSHB2O_lL0@/buildings_cohoes_idChIJrd5jNegR3okRc6qelc8KMJo@/buildings_albany_idChIJS_tPzDQK3okRxCjnoBJjoeE
Waterford is a city in Saratoga County, New York. The city is located at 42°47'33''N and 73°40'52''W. According to the United States Census Bureau, the city's population was 1,966. According to the last census, the median income for a household in the city was 50,213. Please visit the city page on my website and you'll be able to see all real estate data and detailed Waterford statistics. @Cohoes is a city in Albany County, New York. The city is located at 42°46'27''N and 73°42'0''W. According to the United States Census Bureau, the city's population was 16,212. According to the last census, the median income for a household in the city was 44,030. Please visit the city page on my website and you'll be able to see all real estate data and detailed Cohoes statistics. @Albany is a city in Albany County, New York. The city is located at 42°39'9''N and 73°45'22''W. According to the United States Census Bureau, the city's population was 98,566. According to the last census, the median income for a household in the city was 38,267. Please visit the city page on my website and you'll be able to see all real estate data and detailed Albany statistics.

I know everything about Real Estate. Contact Me!

Jerome P. Newkirk

Revision Real Estate

35 Broad St Waterford, NY 12188

Email: jpnrealty@yahoo.com

Phone: (518) 438-2221

I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!

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